Additional limits layered over your primary auto and GL.
Bigger contracts, bigger mills, and bigger risk all call for bigger limits than a primary policy alone provides — excess liability is the layer that gets you there.
Excess liability adds an additional layer of limits on top of your primary auto liability and general liability policies. It does not replace either — it sits above them, responding once the underlying primary limits are exhausted by a large claim, and extending your total available protection well beyond what a standalone primary policy provides.
As logging contractors take on larger tracts, bigger mills, and prime contracts with more demanding insurance requirements, primary limits alone often are not enough. A single serious auto accident or third-party injury claim can quickly exceed a $1,000,000 primary limit, and many contracts now specify combined limits in the millions before a contractor can even bid.
Longleaf® places excess liability to follow form over your primary log truck and general liability coverage, so the extra layer responds consistently with the coverage underneath it rather than introducing new gaps or exclusions at the exact moment you need it most.
Excess Liability Excess built to match your specific primary auto and GL policies.
Limits that meet what mills and prime contractors actually require.
Primary and excess placed together so there are no coverage gaps.
Experienced handling when a claim is large enough to reach the excess layer.
Longleaf® writes excess liability for logging operations throughout the Southeast and beyond.
Get connected with a Longleaf® agent who knows logging inside and out.
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